Overdraft Limits

Flexible Financing for Your Business Needs

An Overdraft Limit is a versatile financial tool that provides you with immediate access to additional funds when you need them the most. Designed to support your short-term working capital requirements, an overdraft facility ensures that your business runs smoothly without disruptions caused by cash flow shortages.

What is an Overdraft Limit?

An overdraft facility allows you to withdraw more money than is available in your current or savings account, up to a pre-approved limit. This financing option is highly flexible, enabling you to use funds as needed and pay interest only on the amount utilized.

We are Always Ready to Assist Our Clients

developing financial processes and procedures

Key Features of Term Loans

Flexible Usage: Withdraw funds as required, without committing to fixed repayment schedules.
Interest Only on Usage: Pay interest only on the amount borrowed, not on the entire limit.
Revolving Credit: Once repaid, the withdrawn amount becomes available for reuse within the approved limit.
Secured and Unsecured Options: Overdraft facilities can be secured against assets (e.g., property or inventory) or unsecured, depending on your financial position and the bank's policies.

Our Expertise in Facilitating Overdraft Limits

We work with top banks and financial institutions, such as ICICI Bank, SBI, and Bajaj Finserv, to provide overdraft facilities tailored to your business needs. Whether you’re a small startup or an established enterprise, we offer:

Seamless application and approval processes.
Guidance on selecting the best overdraft facility for your financial needs.
Competitive interest rates and repayment options.

Have Any Questions?

Overdraft Limits